Basics

  • Investing Basics Overview

    Explore the Financial Basics series to learn key investing concepts. Understand risk and return, diversification, ETFs, commodities, stock indexes, long-term investing, and the cost average effect.

  • Understanding Commodities

    Learn what commodities are, how they are traded, and how they can diversify your investment portfolio. Explore the risks and rewards of investing in commodities like gold, oil, and agricultural goods.

  • How Stock Indexes Work

    Learn how stock indexes work and why they matter. Discover the purpose of indexes like the S&P 500 and Dow Jones, how they are calculated, and how investors use them for diversification and performance tracking.

  • The Cost Average Effect

    Learn how the Cost Average Effect (Dollar-Cost Averaging) works. Discover why investing regularly over time reduces risk, builds discipline, and supports long-term growth.

  • The Basics of Diversification

    Discover the basics of diversification in investing. Learn why spreading your money across different assets, industries, and regions helps manage risk and supports long-term growth.

  • Risk and Return in Investing

    Learn the basics of risk and return in investing. Understand how different types of risk affect your money, why return matters, and how to balance both for smarter financial decisions.

  • Budgeting Basics

    Learn the basics of budgeting and create a family-friendly Excel budget. Step-by-step guide, expense categories, and a free template to manage income and spending.

  • What Are ETFs?

    What are ETFs? Learn how exchange-traded funds work, why they’re great for beginners, and how ETFs like the MSCI World help diversify your investments.